The irrationality of property investment

property-investment

Buy to Let was once considered to be the prince of investments. The regular income from rent that offered high returns on investment plus the lure of capital gains was an investors’ dream. But the market has changed from the glory days of the late 90’s, early 2000’s and with a less buoyant property market,…

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Final Salary Pension a risky transfer window

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If you’re one of the lucky few with a Final Salary or Defined Benefit Pension, then it’s likely the transfer value of your pension has skyrocketed over the last few years, more as to why later, but transferring is risky business. Simon Garber, CEO of 2020 Financial looks at whether it’s ever a good idea to transfer out of these…

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Pension Freedoms explained

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The pension reforms of 2015 were introduced to offer more choice and flexibility on what we can do with our pension savings. This includes different options for accessing your pension from 55 including tax-free lump sum withdrawal. You may have seen references to the new Pension Freedoms and wondered What they are? and How do…

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