About 2017-10-20T11:30:13+00:00

WHAT WE DO

A local Independent Financial Adviser and Qualified Pension Transfer Specialist, based in Southampton. We specialise in Pensions and Retirement Planning. Helping people to build their wealth to enjoy financial freedom later in life.

If you are looking for a reliable, local, Financial Adviser we can help. Established in 2007, we are an independent firm that provides bespoke pension and wealth management solutions and financial planning for individuals, families and businesses.

Our one to one, personal approach to financial planning and retirement planning is designed to put your mind at ease and to deliver recommendations that suit you and your family’s needs. Let us help take the stress and worry out of retirement and your finances.

A small business with a BIG vision

Our vision is to make financial freedom in retirement achievable to the masses. We may be small, but our strategic partners allow us to offer award-winning technology to all of our customers.  This means that you can track your investments easily and even access unique, industry-leading technology like ImpulseSave, making it even easier to save and reach your goals.

Simon-Garber-Managing-Director-2020-financial

2020 never over complicate complex issues and get their point across in a clear and concise manner. I have always found them to be trustworthy and diligent. I have no hesitation in recommending them.

Duncan Bartlett, One Way Resourcing

I’ve received financial advice from Simon for 10 years and would be happy to recommend him. He communicates clearly, is reliable and trustworthy – a pleasure to work with!

THE 2020 PROCESS

Our Financial Planning process is simple and straightforward and designed around you.

INTRODUCTION & FACT FINDING

Whether over the phone, face to face or via Skype, you’ll speak to an experienced Financial Adviser to understand your needs and goals, collect the required information and we’ll do the work from there.

ANALYSIS & APPRAISAL

We’ll undertake a full analysis of your situation and send you a Summary Report, laying out your options and any associated costs involved, so you can decide on the best course of action.

IMPLEMENTATION

Our experienced team will do all the work required and keep you in the loop every step of the way. You’ll then be given access to your own login to our online platform and have regular check-in’s to make sure you’re on track with your goals.

If you’d like to speak to a Financial Adviser call us on 02380 981161 or send us an email at info@2020financial.co.uk

OUR COMMITMENT

We are committed to upholding the strictest of professional ethics. We strive for complete transparency and conduct ourselves in an open and honest way with your best intentions at heart in everything we do.

Our team are not incentivised by targets, because we don’t believe in the hard-sell approach, so you should never feel pressured into making a decision. We believe in growing our business together for our mutual benefit.

OUR PRICE GUIDE

We offer a competitive, fee-based price for our services, set out below.

Service

  • First Consultation
  • Lump sum investment/pension up to £75000
  • Lump sum investment/pension between £75,000 and £150,000**
  • Lump sum investment/pension between £150,000 and £350,000
  • Lump sum investment/pension between £350,000 and £500,000
  • Lump sum investment/pension above £500,000
  • Additional fees for all ad hoc investment/pension work ***
  • Group Pension Schemes
  • Regular premium savings/pension

Initial Fee

  • 1 hour free
  • 4% of initial investment e.g. e.g. £50,000 investment = £2,000 fee
  • 3% of initial investment e.g. £100,000 investment = £3,000 fee
  • 2% of initial investment e.g. £200,000 investment = £4,000 fee
  • 1.5% of initial investment e.g. £400,000 investment = £6,000 fee
  • 1% of initial investment e.g. £800,000 investment = £8,000 fee
  • £175.00 per hour
  • Fees vary. All fees to be negotiated in advance
  • % of regular premiums in accordance with funds value as per above table e.g. £100 p.m. saving on a fund value of £50,000 would incur a monthly fee of £4 (4%)

Ongoing Fee

  • n/a
  • 0.75% of fund value annually (paid monthly)*
  • 0.75% of fund value annually (paid monthly)*
  • 0.75% of fund value annually (paid monthly)*
  • 0.75% of fund value annually (paid monthly)*
  • 0.75% of fund value annually (paid monthly)*
  • All fees to be negotiated in advance
  • Fees vary. All fees to be negotiated in advance
  • 0.75% of fund value annually (paid monthly)*