Looking to transfer your CAAPS pension? Talk to our specialist team who have experience dealing with the National Air Traffic (NATS) company pension. Our qualified Pension Transfer Specialist can talk you through the process, your options and any costs involved. We’re authorised to advise on and carry out all pension transfers including Defined Benefit Pension Transfer.


FREE Initial Call & Meeting

Full Benefit Comparison Report

5* Service and Competitive Fees

FCA Regulated PFS Specialist Accreditations

It can be difficult to decide if you should transfer your pension.  But our specialist Pension Transfer team can provide in-depth analysis and expert advice tailored to you. We’re here to help every step of the way. So you can be confident you’ll make the right choice for your future.

Request a pension transfer appraisal

Free Pension Appraisal

If you’re considering a Pension Transfer, we offer a free Pension Appraisal service. Our friendly team can answer any questions you have and advise on whether it may be in your interests to transfer your pension. Arrange a free call back today.


Tailored Service

Financial advice should never be one-size-fits-all, that’s why we take the time to get to know you and your aspirations for the future. Our Independent advice is designed to help you meet your goals in the best way for you.

Air traffic pensions Competitive fees

Competitive, fair and transparent fees

Air traffic pensions investment choice

Greater choice & flexibility for investing your money

Air Traffic pensions advice investment

Make it easier to track your financial goals


Air Traffic Pension Transfer Process

Our team is experienced in the CAAPS pension transfer process, so they can help you get the information you need to make a clear and informed decision.

We can work around your shifts and are able to offer meetings close to the NATS offices in Swanwick. We are also happy to offer home visits or Skype calls to accommodate your shift patterns.

NATS Pension Advice Process

Got your Transfer Value? What next?

Defined Benefit Pension Transfer Advice

If you have a Defined Benefit Pensions and are looking to transfer, the first step is to contact us for an initial consultation.

You’ll be able to talk directly to our Pension Transfer Specialist and investment adviser Simon Garber. Simon has over 15 years experience in the industry so he’ll be able to answer any questions you have. He’ll talk you through the process and address any concerns you might have.

If you decide to proceed we’ll set up a meeting, this can be over the phone or in person, either at your home or at our offices.

Book a free, no obligation, introductory call today


Final Salary Pension Transfer Guide

Deciding whether to leave a Final Salary Pension Scheme? Our Definitive Guide to Final Salary Pension Transfer will tell you everything you need to know about transferring your Final Salary Pension. Discover the risks and benefits of moving your pension and make an informed decision about whether it’s the right move for you.

Read the Guide

If you do decide to transfer your final salary pension, your investment strategy will become key to your financial future, don’t leave it to chance. We offer wealth management and investment advice across a broad range of investment opportunities to suit you including all types of Pensions including SIPPs, ISAs, investment bonds, offshore investments and more.



Track your investments 24/7, 365 days a year. Monitor your ISAs, shares, pensions, even your bank account, all on one, award-winning platform that you can access from your phone, tablet or desktop wherever you are in the world. You can also use ImpulseSave to top up your savings and investments with as little as £1.

Find out more


  • As a business director, I knew I should have a pension but was unsure of how to go about this. Simon has been supporting me for a year now. He makes everything simple, straightforward and easy to understand. I would highly recommend Simon and 2020 Financial. Laura

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    Laura GreenLaura Green
  • Simon has helped me a lot with relevant financial advice for a number of years and I have recommended him to close friends and relatives. He explains everything in simple terms and is always there for support and guidance.

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    Ben FullerBen Fuller
  • I've received financial advice from Simon for 10 years and would be happy to recommend him. He has communicates clearly, is reliable and trustworthy - a pleasure to work with!

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    Vicky MartinVicky Martin
  • I contacted Simon during lockdown to help me with some rather complex retirement planning and subsequent investment advice. Having been let down by another IFA, I found Simon via the internet and placed my trust in him. I have to say that my trust was not misplaced. Simon carried out a thorough, professional and efficient review and I have been very satisfied with the outcome. I would use Simon again and wouldn't hesitate in recommending his services to others.

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    Warren WrightWarren Wright
  • My association with Simon Garber has spanned some 20 years during which time he has demonstrated his ability and professionalism as a top Class IFA servicing our Family Financial requirements
    He communicates clearly, is trustworthy, reliable and a pleasure to work with. The Team at 20-20 are talented, knowledgeable and supportive in all manners of the Financial Planning Service(s) they are committed to provide to me and my Family as their Clients.
    He is highly regarded in his Industry. Without question, I have no hesitation in giving him my Highest recommendation

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    Winston AlladinWinston Alladin
  • Credible and trustworthy! !2020 Financial work with integrity and knowledge!

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    Victoria MartinVictoria Martin

About Simon Garber Dip PFS

Our Founder and Director Simon Garber is a Pension Transfer Specialist with over 15 years of experience.

Simon personally oversees all Pension Transfer and investment work, so you’ll have the benefit of his expertise throughout your journey.

Simon Garber Dip PFS Pension transfer specialist


  • Pension Transfer Specialists since 2007

  • Experts in Defined Benefit Pension Transfer

  • FCA Regulated, Independent Advice

  • 5* Rated Customer Service



Sometimes it’s just nice to talk to a human. Especially when that person is a Qualified Pension Transfer Specialist with experience of Final Salary Pension Transfers. We offer a free, no obligation, 20-minute call with one of our specialists. Pick our brains, get your questions answered and find out how to get started or arrange an introductory meeting to get the ball rolling. Call us on 02380 981161 or contact us below.