Retirement

What is a good retirement income?

Knowing what looks like a good retirement income is one of those tricky retirement planning questions you'll need to answer. If your retirement is a long way off it can...

How to start planning for retirement (UK)

Contrary to belief, retirement doesn’t have to be hard; in fact, with the right planning and approach, it can be an exciting experience. However, it is often oversimplified. Retirement planning...

What happens to your pension when you die

If you have a defined contribution pension, your pension can be passed on to any named beneficiary free of inheritance tax when you die. Ultimately what happens to your pension...

5 Of The Best Pension Lump Sum Tax Calculators

If you’re planning on taking a lump sum from your pension, it is important to understand the tax implications of doing so, especially if you’re accessing your pension at 55...

How can I avoid paying tax on my pension UK?

Let’s face it: no one enjoys paying tax. Fortunately, there are several legitimate ways to avoid paying tax on your pension (without stepping into tax avoidance territory).  Ultimately, these come...

How Much Do I Need to Retire at 60 in the UK?

Slow, lazy mornings, sun-filled afternoons with your loved ones and an endless bucket list… Sounds pretty sublime, right? And now that you can access your pension from the age of...

Freebies & discounts for the over 60s | Retirement discounts

A massive list of UK freebies and discounts for over 60s. Whether you're retired or planning your retirement, take advantage these fantastic savings Happy 60th Birthday! Look at all the...

How much can i drawdown from my pension pot?

So, you’re considering drawing down from your pension pot, but you aren’t sure how much you can (and should!) take? It’s important to understand the rules around pension drawdown as...

Can I cash in a drawdown pension?

You’re about to turn 55. On your right is a teetering tower of mortgage repayments, debt and “oh but can’t we just run away to the Maldives?”, and on the...

How much do i need to retire at 55

Now that you can access your pension from the age of 55, you might be wondering if you can retire early. The Pension Freedom changes may have put early retirement within...

14 reasons why you need a financial advisor

Research shows an increasing number of Brits are forgoing professional financial advice, preferring to turn to friends and family instead. Some cite the cost of financial advice, as a reason,...

Can I Retire at 55 with £250k? + How Long it Will Last

It’s the dream. Early retirement. A stack of cash in the bank. An exciting and colourful bucket list of a million different treats to enjoy. But in reality, how much...

Can I Retire at 55 with £400k? (+ How Long it Will Last)

It’s the dream. Early retirement. A stack of cash in the bank. An exciting and colourful bucket list of a million different treats to enjoy. But in reality, how much...

How Much Does a Married Couple Need to Retire?

When it comes to planning a comfortable retirement income it might feel like there’s a lot of guesswork involved for couples. There are many unknowns involved like ‘how much does...