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Guide to pension drawdown in 2023

Pension drawdown, like any long-term financial planning and management, is a complex subject, freight with potential risk, and with more people opting to enter pension drawdown; clear guidance is needed....
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Why are pension transfer values falling?

March 2023, saw defined benefit pension transfer values fall to their lowest month-end level since 2016, far below the record highs we saw in December 2021. And despite some small...
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Recommended retirement savings by age

Typically a comfortable retirement is one that allows you to maintain your pre-retirement lifestyle in retirement, so an expert study has set out recommended retirement savings by age based on...
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What is the Pension Protection Fund?

If you’re a member of a defined benefit pension scheme, you might be worried about what happens to your pension if your scheme or employer goes bust. The good news...
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Defined benefit pension transfer timescales 2023

Defined Benefit Pension transfer is not a quick process. And Defined benefit pension transfer timescales have increased massively in the past few months. Historically, it could take around 6 months...
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Freebies & discounts for the over 60s | Retirement discounts

You might still be a few years off the state pension age, but if you’ve just turned 60 you could be taking advantage of some fabulous discounts and freebies. You don’t...
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Defined Benefit Transfer Warning Flags Explained

Defined Benefit Transfer Warning Flags Explained Transfer Warning Flags can be raised by Defined Benefit pension scheme administrators as part of enhanced safeguarding checks for transfers. Find out what they...
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How to budget for retirement

Outlining a budget for retirement is one of the first steps in retirement planning. Without it, it's impossible to know how much you need to save for the lifestyle you...
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Are you saving enough for retirement?

Worryingly, research has shown that 90% of all defined contribution pension savers aren’t saving enough to enjoy a comfortable retirement. And since a large majority of us Brits have defined...
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Lifestyle Planning: create your dream retirement

A huge amount of retirement planning is based around saving for retirement, building that all-important pension point and then, eventually, working out how much is safe to draw down from...
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Ethical Investing Definitions and Types

If you’re considering how to invest your money, Ethical Investing or ESG investing is definitely worth considering. In fact, a meta-study by the University of Oxford showed that companies with...
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Is Lifestyle creep costing you a comfortable retirement?

A comfortable retirement feels like it should be a right of passage. After years of working hard, you want to be able to enjoy your golden years in relative comfort,...
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