The decisions you make in the years before retirement matter more than almost anything else.
We work with senior professionals and high-earning individuals and couples with substantial pensions approaching retirement, we provide holistic financial planning that balances strong investment performance with smart wealth management. And we're a Qualified Pension Transfer Specialist, so we understand pensions better than 99.9% of financial advisors.
Senior specialists. Boutique service. Education that keeps you in control.
SPECIALIST RETIREMENT PLANNING & INVESTMENT ADVICE you can trust
Independent financial planning that goes further than most advisors think to look.
We ask the questions others never think to. Then we build a plan around the answers.
- When can I realistically afford to retire, and on what terms?
- Am I invested correctly for drawdown, or still set up for accumulation?
- What are the gaps and blindspots in my current plan?
- How do I make sure I do not run out of money in a retirement that could last 30 or more years?
The right questions lead to the right plan. We help you find both.
Get Retirement Ready.
Our expert guide is written for high earners approaching retirement. Discover what a properly structured retirement plan looks like for someone in your position.
Here at 2020 Financial, we are committed to giving you the information and support you need to create the future you want.
Explore our resources
Our guides and calculators are built for high earners approaching retirement.
Read our expert articles
Plain English retirement planning for senior professionals who want to understand their options.
Speak with a specialist
Speak directly with a senior pension specialist. No call handlers. No obligation.
Thorough, expert, personal. The retirement planning you should have had all along.
Direct access to a senior pension transfer specialist and qualified retirement planner
Holistic financial planning that connects your investment strategy to your actual life goals
Regular contact, quarterly investment rebalancing by our global investment team, and optional twice-yearly reviews (face-to-face or via Zoom).
An open-door policy: contact us whenever you need, included in your advice fee
In-depth drawdown planning and income sequencing that identifies what others overlook
A plan that evolves as your life does
100% independent, tailored advice. Because we don't believe in forcing square pegs into round holes
Download our free expert guide to
Defined Benefit Pension Transfer
We're experts in Defined Benefit Pension Transfer and qualified Pension Transfer Specialists.
If you are considering a defined benefit pension transfer, book a call or download our expert guide.
How an IFA can help you.
We take an in-depth, holistic view of retirement planning, looking at the things others miss to help you maximise your returns and, more importantly, reach your goals.
PENSION ADVICE
We deliver tailored, specialist advice on all types of pensions and are one of the few qualified pension transfer specialists in the industry.
Over 20 years of experience in complex pension advice. We work with you on pension drawdown, income planning, and ensuring your pension is invested appropriately for your stage of retirement.
RETIREMENT PLANNING
Retirement planning that starts with the life you want, then works backwards to build a plan that gets you there.
We work with high earners and early retirement couples who need clarity on what they have, what they need, and what could go wrong without proper planning.
INVESTMENT ADVICE
Come to us for independent advice centred around your unique needs. Whether it's a lump sum investment or you're after a long-term investment strategy.
You will also gain access to our exclusive hybrid investment model offering you unparalleled access to the best investment brains in the business.
Why choose 2020 Financial?
Since 2007, 2020 Financial has been helping senior professionals and high-earning couples create the retirement they want through holistic financial planning.
We work with a deliberately small client base to ensure quality service and the best outcomes. Every client works directly with a senior specialist, receives quarterly investment rebalancing from our global investment team, and has direct access to us whenever they need us.
We do not outsource our investment decisions. We manage portfolios actively, and every recommendation is built around each client's specific situation, goals, and stage of retirement.
Our goal is simple: strong risk-adjusted returns within a holistic plan built around the life you actually want.
INDEPENDENT FINANCIAL ADVISORS
Here are just some of the names we work with
As an independent firm, our goal is to give you access to the best investments in the market.
Whether it’s ensuring that your pension pot is properly invested or you’re looking to build build your wealth, we offer investment advice across a broad range of investment opportunities to suit our clients including SIPPs, SSAS Pensions, ISAs, investment bonds, pension consolidation and wealth management.
our most popular articles
Retirement planning insights for high earners
These are some of our most popular posts. Click below or head over to our blog to see other helpful articles on pensions, retirement and investing.
