Purpose of This Policy
This Privacy & Cookies Policy has been prepared to meet the requirements of the Data Protection Act 1998, General Data Protection Act 2018, and The Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011. It relates to the collection, protection, disclosure and use of personal data belonging to individuals who visit 2020financial.co.uk and also refers to the ‘Cookies’ we use, what they are and their purpose. By clicking the ‘OK’ button on the box that appears on every page of this website, you signify your acceptance of our Privacy & Cookies Policy. Please note that the warning relating to ‘Cookies’ will only appear the first time you enter our website.
2020 Financial Ltd is committed to protecting and respecting your privacy and your personal information. This Privacy & Cookies Policy explains how we use any personal information we collect about you when you use this website. Whenever you provide such information, we are legally obliged to use your information in line with all laws concerning the protection of personal information, including the Data Protection Act 1998 and General Data Protection Act 2018.
All information held by 2020 Financial Ltd is covered by the Data Protection Act 1998 and General Data Protection Act 2018. By accepting this Privacy & Cookies policy, you consent to us, or any company associated with us (for example, product providers or platforms we use to provide you with our services) processing your personal data, both manually and by electronic means. Your data will be used for the sole purpose of providing financial advice, administration and management.
‘Processing’ includes obtaining, recording or holding information or data, transferring it to other companies associated with us, such as product providers, the FCA or any other statutory, governmental or regulatory body for legitimate purposes including, where relevant, to solicitors and/or other debt collection agencies for debt collection purposes and carrying out operations on the information or data.
When processing your data, we always abide by the following key principles:
- Your data will be lawfully and fairly processed in a transparent manner.
- Your data is collected on the grounds of explicit and legitimate purposes only.
- We will only ask for your data when necessary, explain if data will be shared and how long it will be kept.
- Your data will be accurate, kept up to date and erased, without delay, should your data no longer be required for the purposes to be processed.
- Your data will only be retained as long as necessary.
- Your data will be secure.
Data Storage Locations
In order to provide services to you, we may be required to pass your personal information to parties located outside of the European Economic Area (EEA) in countries that do not have Data Protection Laws equivalent to those in the UK. Where this is the case we will take reasonable steps to ensure the privacy of your information.
The information provided to us may contain sensitive personal data (as covered by the General Data Protection Act 2018), including information that relates to your physical or mental health or condition; the committing or alleged committing of any offence by you; any proceedings for an offence committed or alleged to have been committed by you, including the outcome or sentence in such proceedings.
Please be assured that we, and any company associated with us will treat all personal data and sensitive personal data as confidential and will not process it other than for a legitimate purpose associated with the service we will provide you. Steps will be taken to ensure that the information is accurate, kept up to date and not kept for longer than is necessary.
Data Storage Duration
Your data will be kept in accordance with FCA regulatory expectations, which in some cases mean the duration could be indefinite. Measures will be taken to safeguard against unauthorised or unlawful processing and accidental loss or destruction or damage to the data.
Your Data Rights
You are entitled to a number of key rights in relation to your data. These are:
- The right to be informed.
- The right of access.
- The right to rectification.
- The right to erasure.
- The right to restrict processing.
- The right to data portability.
- The right to object.
- Rights to automated decision and profiling.
Please ask us for an explanation of these data rights should you wish to have more information.
Access to Data
Subject to certain exceptions, you are entitled to have access to your personal and sensitive personal data that is held by us. You will not be charged by us to supply your data, however, we do reserve the right to apply a ‘reasonable fee’ where requests are deemed excessive. We will respond to your request as soon as possible and within the maximum time frame of one month.
Withdrawal of Consent
If at any time, should you wish to withdraw consent for us, or any company associated with us, to process or store your personal data or sensitive personal data, please contact:
The Data Controller, 2020 Financial Ltd, International House, Southampton International Business Park, George Curl Way, Southampton,
In rare occasions where you believe your data has been wrongfully processed, stored or handled, you have the right to raise a concern with the Information Commissioner’s Office (ICO). Full details can be found at https://ico.org.uk/for-the-public/raising-concerns/.
Cookies are small text files that are placed on your computer by websites you visit. Cookies help make this website work and provide information to us about how you interact with our website. We use this information to improve our website experience.
- Remember you when you visit this website and to keep track of your browsing patterns. This allows us to build up a profile of how you use the website. This helps us to improve the experience offered by our website.
- Make our website work as efficiently as possible.
Most browsers allow you to turn off cookies. To do this look at the ‘Help’ or ‘Options’ menu of your browser. Switching off cookies may restrict your use of the website and/or delay or affect the way in which it operates. By using our site you agree we can place these types of cookies on your device.
Third-party Websites and External links
Changes to This Privacy Notice
This Privacy & Cookies Policy may be updated from time to time and is kept under regular review.
Should you require more information about our Privacy & Cookies Policy, or anything else covered on this page, please contact us