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Pension Lifestyling Explained: Why Your Default Workplace Strategy Could Be Costing You Thousands
Most workplace pension holders have never heard the word 'lifestyling.' They set up their pension when they joined their employer, contributions go in each month, and they assume the money...
Retiring at 55: The Early Retirement Checklist for High Earners
Retiring at 55 is achievable for the majority of high earners who plan carefully, but it is also the most financially demanding version of early retirement. Even if you've built...
What Does a Good Retirement Income Look Like for a High Earner?
Each year, the Pensions and Lifetime Savings Association publishes its Retirement Living Standards — a set of benchmarks intended to give people a sense of what different retirement lifestyles cost....
Retiring at 60 with a £1M+ Pension: The Planning Window Most People Miss
Retiring at 60 with a pension pot of £1 million or more is genuinely achievable for high earners who have planned well, but it comes with a specific set of...
Retirement Planning at 50+ as a High Earner: What Matters Now
You've spent 20 or 30 years doing the right things. Earning well. Funding your pension consistently. Building ISA savings where you could. Getting to your 50s with a pension pot...
Are You Using Your Full Pension and ISA Allowances? Opportunities most High Earners miss
For most high earners on £100,000+, the question isn't whether you're saving enough. It's whether you're saving efficiently. At your income level, pension contributions, ISA allowances and company share schemes...
Why Retirement Planning Is Different When You Earn £100,000+
If you've spent a career earning £100,000, £150,000 or considerably more, the standard retirement guidance you'll find online isn't written for you. PLSA benchmarks, £60,000-a-year 'comfortable' figures, and calculators built...
Lifetime Allowance changes and the new Pension Allowances that replaced it
The government announced that it would be abolishing Lifetime Allowance (LTA) in March 2023 with changes effective of 6 April 2024. However, the removal of LTA has not meant people...
Why are pension transfer values falling?
In April 2025, defined benefit (DB) pension transfer values hit some of the lowest average levels in nearly a decade — almost 50% lower than the record highs of December...
Understanding Pension Transfer Values in 2025: What Affects Them and What You Need to Know
If you're thinking about transferring your defined benefit (DB) pension, one of the first things you'll look at is your transfer value — the lump sum your scheme offers if...
Guide to pension drawdown in 2023
Pension drawdown, like any long-term financial planning and management, is a complex subject, freight with potential risk, and with more people opting to enter pension drawdown; clear guidance is needed....
Recommended retirement savings by age
Typically a comfortable retirement is one that allows you to maintain your pre-retirement lifestyle in retirement, so an expert study has set out recommended retirement savings by age based on...