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Considering a final salary pension transfer?
Our pension transfer specialists can offer full analysis and advice for final salary pension transfers. They can assess your Cash Equivalent Transfer Value (CETV), the benefits you may be giving up and identify whether a transfer to a Defined Contribution Pension Scheme would be in your best interests.
Get expert pension transfer advice
With high transfer values and the promise of tax-free cash at 55 a transfer might seem tempting, but pension transfers are not right for everyone. It's important you understand the risks and benefits if you're considering transferring out of a defined benefit scheme. We are qualified pension transfer specialists who offer expert Defined Benefit transfer advice.
PENSION TRANSFER BENEFITS
Reasons you might transfer...
You want to retire early
You want to access your tax-free lump sum from age 55
You can make better use of your money outside of a defined benefit pension arrangement
You want to manage your wealth and legacy in a more tax efficient way
PENSION TRANSFER RISKS
Reasons you should stay...
You are reliant on this pension to provide income in retirement
You're uncomfortable with investment risk
You could run out of money in retirement
You will lose valuable benefits by transferring
Speak to a Pension Transfer Specialist
No commitment, no hard sales, just a quick chat with one of our experts to see if we can help
Specialist pension transfer advice & analysis
You need the right advice because pension transfers are a risky area and wrong decisions are costly and irrevocable. Our detailed analysis based on your personal circumstances will help you assess your options and decide if a Final Salary Pension Transfer is right for you. We have the expertise and technology to help you make an informed decision.
Our pension transfer specialist provides
- Tailored reports and expert advice
- Investment strategy stress testing
- A seamless transfer process
- Ongoing financial advice
We offer full financial & retirement planning to help you make the most of your final salary pension.
You'll deal directly with a qualified advisor throughout the process.
Final Salary Pension Transfers are complex but they needn't be confusing
EXPERT ADVICE FOR DEFINED BENEFIT PENSIONS
Meet our Pension Transfer Specialist
We don't believe in generic robo-advice, middle-men or frustrating call centres. We believe you deserve expert tailored advice to help you make the right decision, so you'll always deal directly with Simon Garber, our qualified pension transfer specialist.
Pension Transfer Specialist since 2007
Expert in Defined Benefit Pension Transfer
FCA Regulated, Independent Advice
5* Rated Customer Service
Gold Standard for Pension Transfers
Tailored pension transfer advice
Our Independent pension transfer advice is designed to help you meet your goals in the best way for you, whether that’s exploring your options within your scheme or moving your pension to a defined contribution arrangement.
First we start with understanding you and where you want to be.
We’ll discuss your goals, talk about the risks and benefits of pension transfer and carry out a detailed fact-find and analysis to see if transferring is really in your best interests.
REPORT & RECOMMENDATIONS
You'll receive an in-depth report that assesses your suitability to transfer based on your goals, risk assessment and your personal and financial situation.
You'll receive suggestions for alternative courses of action & our expert recommendation.
MANAGE & REVIEW
If appropriate and if you decide to go ahead with transferring your pension, we will seamlessly manage your transfer to your recommended arrangement, offer regular portfolio rebalancing and provide ongoing advice & support to ensure you stay on track.
Download our free expert guide to
Final Salary Pension Transfer
Is a transfer really right for you? Uncover everything you need to know before you decided transfer your pension.
"...I feel very confident that my financial affairs are being looked after."
Excellent advice given in a friendly and professional manner. I feel very confident that my financial affairs are being diligently and expertly looked after.
LEO RUSCILLO, Defined benefit transfer
Frequently Asked Questions
Pension transfer gold standard
The Pension Transfer Gold Standard is a voluntary code of good conduct for pension transfer specialists. Set up by the Pensions Advice Taskforce, it's designed to ensure the highest of standards of advice for consumers seeking pension transfer advice.
We are proud to offer the highest standard of ethics and quality with our pension transfer advice and if you'd like to find out more about the pension transfer gold standard here, where you can download a helpful consumer guide.