Helping you manage your money in retirement
We’ve been helping people achieve their retirement dreams for over 16 years. Getting started it easy; we offer a free, no-obligation call to see how we can help and if you feel like we’re a good fit to work together, we can schedule an introductory meeting.
Maximise your returns and minimise risk to make pension drawdown work for you. Get a tailored drawdown plan designed by one of our retirement specialist.
Schedule your free call today and get your retirement plans on track.
Independent pension drawdown advice
At 2020 Financial, we offer Independent investment advice for your drawdown pension. Our retirement experts offer holistic advice based on your financial and retirement goals and your financial and personal situation and will carefully build you a plan that suits your future income needs.
Choosing the best drawdown provider
As an indepenedent financial advisor, we have access to the whole of market, so we can help you find the best pension drawdown provider.
We are also a pension transfer specialist, so if you want to consolidate your pensions, we can help.
MANAGING INVESTMENT RISK
Taking too little, or too much risk with your investments can impact your investment performance and threaten your long-term financial health.
We can build a balanced portfolio that meets your needs and manages your risk whilst maximising your returns.
MAKING SURE YOU DON'T RUN OUT OF MONEY IN RETIREMENT
With our ongoing advice and financial management you can be sure you won't end up running out of money in retirement. We'll help you manage your withdrawals to make sure you have money for the things that matter now, and in the future.
HELPING YOU WITHDRAW YOUR PENSION TAX-EFFICIENTLY
Managing your tax-free cash and pension withdrawals can be tricky, but with our expert advice, you can find the most tax-efficient way to access your money, making your money go further.
Arrange a virtual coffee with an expert
No fees, no commitment, no hard sales, just a quick chat with one of our experts to see if we can help
Flexi-access drawdown EXPLAINED
What is Flexi-access drawdown?
Flexi-access drawdown, as the name suggests, is a flexible way to access your pension pot once you reach the minimum pension age.
It's available to those with personal pensions and it allows you to take money from your defined contribution pension pot when you need it, giving you the flexibility to take out as much or as little as you need when you need it. This means you don't have to use all your pension pot in one go, you can leave the rest of your money invested to make the most of your retirement savings.
If you'd like to find out how Flexi-access drawdown could work for you in retirement, schedule a call with one of our advisors today.
Start building your retirement plan today
Managing your money in retirement could be easier than you think, talk to one of our independent financial advisors and retirement planning specialists and get started today.
Cashflow modelling for retirement
Cashflow modelling is a powerful tool we use to help our clients plan for retirement. It allows us to model different scenarios, including taking more or less income and overlaying them with market events.
These models test your investment resilience to see if you have enough money to support yourself in retirement. And they help us to plan accordingly to ensure your long-term financial wellbeing.
Looking for a bespoke solution? We offer our clients comprehensive retirement planning and cash flow modelling as part of our tailored service - contact us to learn more.
Independent pension drawdown advice
Getting the right drawdown advice
Drawdown is not a one size fits all approach, nor is it a fixed solution. Your pension planning should be dynamic and regularly reviewed to ensure it meets your changing requirements.
It is important to get the right advice when considering pension drawdown and your retirement options. As retirement planning and pension specialists, we can:
- help you decide if income drawdown is right for you
- Explain the pension drawdown rules and how they might affect you.
- Provide expert investment advice and management,
- Help you find the right pension drawdown provider.
- Build a solid plan for your retirement.
If you’d like to speak to our retirement planning specialist, book a free, no-obligation call today and speak to one of our experts.
Get our Comfortable Retirement Planning guide
Download our guide and get the inside track on planning a comfortable retirement.
How 2020 Financial can help you.
We don’t believe in generic financial advice or cookie-cutter approaches. That’s why we put you, your family and your goals at the heart of our financial advice.
PENSION ADVICE
We deliver tailored, specialist advice on all types of pensions and are one of the few qualified pension transfer specialists in the industry.
We will advise you on everything from defining and reaching your financial goals, the finer details of taking tax free cash and how to plan your pension drawdown.
RETIREMENT PLANNING
We'll help you create a retirement plan designed to make sure you enjoy the kind of retirement you've always dreamed of.
We’re here to help you create a robust, risk-sensitive plan, alongside providing early retirement advice, legacy-planning guidance and steps for tax-efficient saving.
INVESTMENT ADVICE
Come to us for independent advice centred around your unique needs. Whether it's a lump sum investment or you're after a long-term investment strategy.
You will also gain access to our exclusive hybrid investment model offering you unparalleled access to the best investment brains in the business.
Why choose 2020 Financial for pension drawdown advice?
Since 2007, 2020 Financial has been helping clients from all walks of life create a better future for themselves and their families.
We specialise in pensions, retirement planning and long-term investments.
Our unique investment proposition offers you all the advantages of working with a small business with all the power of a bigger firm. Unlike pure discretionary management, we don’t outsource our investment decisions - it’s one of our key strengths.
As a small firm, our clients are more than just a number to us. Because your success is essential to ours, you can be sure your investments are perfectly aligned to help you reach your goals and dreams.
Our goal is simple: improved returns and reduced volatility at an effective price point.
“Take the stress and risk out of retirement planning. Trust in the experts.”
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Our most popular posts
These are some of our most popular posts. Click below or head over to our blog to see other helpful articles on pensions, retirement and investing.
