Whether you’re looking to build or review your investment strategy or invest a lump sum, we offer Waterlooville wealth management and investment advice across a broad range of investment opportunities to suit our clients including ISAs, investment bonds, offshore investments, pensions and more.
What does a wealth manager do?
A wealth manager is an investment specialist who will invest your money with a long-term view to manage and grow your assets. Your wealth manager will also review your investments at regular points to make sure that your money is invested in the best way to achieve your long-term goals.
Financial markets change and what might have been a suitable investment for you once, may not always be so. As wealth managers, we offer regular rebalancing of your investments to take advantage of opportunities and make sure you’re not overexposed to risk
When should I hire a wealth manager?
If you’ve built a substantial pot of money, want to invest a lump sum or need help investing something like a pension through retirement it can be a good idea to hire a wealth manager to make sure you invest your money wisely, without too much, or too little risk and don’t end up paying too much in fees.
If you have no experience of investing or haven’t invested a large sum of money before, you can use wealth management companies for Waterlooville clients who can help to make sure that your investment is diversified to minimise the risk that comes with any kind of investment.
Also, if you want to take advantage of tax-efficient investing and you want to mitigate inheritance tax (where possible), it is advisable to have a specialist on hand to help and offer expert advice.
What is the difference between a financial advisor and a wealth manager?
A financial adviser helps you with the financial side of lifestyle planning, whereas a wealth manager looks after your literal wealth. A financial adviser might help you plan your finances to build your savings or pension pot, a wealth manager helps manage your investments to help you meet your financial goals.
Luckily, for our clients, 2020 Financial are both Independent Financial Advisers who can help you build your wealth, serving as Wealth Managers for Waterlooville clients. They are are qualified to offer long-term investment advice.
Building a nest egg is one thing, maintaining that nest egg and investing for income is something else altogether. We are uniquely placed to help clients at both ends of the spectrum.
How much money do you need for wealth management?
There’s no minimum amount of money you need for wealth management, but you need to factor in the cost of hiring a wealth manager and balance whether the benefits and gains make sense for you.
Typically, our wealth management clients will have anywhere between £300,000 and £2.5million.
Our Wealth Management process
We offer a tailored approach to wealth management to ensure you always get the best advice based on your unique circumstances and goals.
It’s easy to get started, simply schedule a free introductory call with our wealth manager and we’ll talk you through our process and how we like to work. You can decide if we’re a good fit and then choose whether to move forward with a more in-depth planning call.
- Book a free introductory call
- Have an in-depth planning meeting (Zoom call)
- Set up and manage your investments
- Review and Reset
All of our clients receive access to an industry-leading investment platform so you can see your investments 24/7 a day.
You can also contact us directly through the secure messaging service, or via email or phone. We are a boutique firm, offering a concierge service – you’ll always have the option to speak directly to your wealth manager.
Are financial advisors worth the cost?
Much has been written about the costs of financial advice without the context of the value that a Financial Advisor or Wealth Manager brings to the table.
Research published by Royal London shows that financial advisers can leave you significantly wealthier, even when taking into account fees.
A financial adviser can:
- Help you make informed investment decisions
- Keep you on-track for your long-term goals
- Save you money by sourcing competitively priced investments
- Make sure you don’t get stuck in poorly performing investments
- Reduce your investment risk through a properly diversified portfolio
- Advise when to adjust your portfolio, and when to sit tight
- Provide a reasoned, informed and non-emotional response to market fluctuations
In short, a financial adviser can take the stress and worry out of investing and provide support to enable you to reach your long-term goals.
Independent Wealth Advisors for Waterlooville clients
We pride ourself on our Independent status. Independent wealth advice means that we can access investment products from the whole of the market, which we believe offers you the best choice, value and results.
It also means that we have the ability and agility to move quickly, to work with the best and fastest in the market, to help you reach your goals.
Wealth Management Advice for Waterlooville clients
We offer wealth management and investment advice across a broad range of investment opportunities to suit our UK and global clients including ISAs, investment bonds, global investment portfolios, pensions and more.
From our offices on the south coast, our remote working practices mean we are able to serve customers across the UK and world. Regardless of where you live, you’ll always receive the same personalised service from our friendly team.
We are fully authorised and regulated by the Financial Conduct Authority in the UK.
Comprehensive financial advice
Tax efficient investment
Multi-strategy and multi-asset class portfolios
Focus on capital preservation