SHOULD I COMBINE MY PENSIONS INTO ONE?
If you want to get your retirement plans on track, it could help to have your pensions in one easy-to-manage place. Here are just 4 benefits of pension consolidation.
Unlock your pension for drawdown
It could reduce your fees
Offer greater investment choice & flexibility
Make it easier to track your pension goals
HOW WE CAN HELP WITH PENSION TRANSFER & CONSOLIDATION SERVICE
Pension Transfers and consolidation are our speciality. Our friendly, expert team has been helping people to transfer their pensions since 2007. Our process is designed to make sure you get the information you need to make an informed decision and get the best outcome for you. If we think a pension transfer is not in your best interests, we’ll let you know.
If you have a Defined Benefit pension with a transfer value over £30,000 it is a regulatory requirement that you receive advice from a Qualified Pension Transfer Specialist before moving your pension. On top of this, all but one of the main SIPP providers now require proof that you have not only received financial advice from a qualified individual but that you also have a positive recommendation to transfer before they will accept a transfer.
Not all Final Salary pensions can be cashed in. If you’re in an unfunded public sector scheme such as Teachers, Firefighters, NHS workers, Police and the Armed Forces you are not able to transfer out.
A PENSION THAT’S TAILORED TO YOU
We don’t believe in square pegs for round holes, so we’ll help to build a pension plan to suit you.
A one-size-fits-all solution from an old employer may not be the best fit for your pension planning.
Because we have access to the whole market we can find a bespoke pension solution to fit your needs. No more square pegs for round holes!
PASSIONATE ABOUT PENSIONS
Pension Transfer Specialists since 2007
Experts in Defined Benefit Pension Transfer
FCA Regulated, Independent Advice
5* Rated Customer Service
With the average UK worker changing employers 6 times in their lifetime you might find yourself with a number of smaller pension pots. Whilst it may be beneficial to move them into one pension pot there are a number of things to consider before moving your old pension pots:
Check you aren’t giving up any valuable guarantees
Understand any exit costs of transferring your pension
Do you have a plan to manage your pension moving forward?