Investment advice for a wealthier futureWealth planning tailored to you.

The best play to get investment advice is from a qualified financial advisor.

It’s important to find an advisor who is authorised and regulated to offer appropriate financial advice. Here are some places where you can find a financial advisor:

1. The Financial Conduct Authority or FCA are the governing body for financial services in the UK. The FCA register lists authorised firms and individuals and the activities they have permissions for.
2. The Personal Finance Society or PFS is the professional body for the financial planning profession in the UK. It lists around 22,000 qualified and accredited financial advisors on its Find an Advisor directory. You’ll be able to see each advisor’s qualifications and areas of specialism on their site too.
3. The Money Advice Service (a free and impartial government-funded service) has a directory of authorised Financial Advisors, who must be registered with the FCA and offer personalised financial advice.
4. Unbiased.co.uk is a directory for Financial Advisors, you can search and contact firms directly through their website. Unbiased require their advisors to provide their FCA registration number and perform checks but you should still carry out your own checks.

If you receive advice from an authorised advisor you are protected under consumer law and have recourse through the Financial Ombusdman if the advice you receive is not appropriate.

If you are simply getting advice from friends and family or strangers on the internet who are not authorised and regulated you are at far greater risk of receiving inappropriate advice and you have no consumer protection.

You can also access free and impartial guidance and information from:

• The Money & Pensions Service 
• Pension Wise
• Pension Advisory Service
• Money Advice Service 

A financial adviser helps you with the financial side of lifestyle planning, whereas a wealth manager looks after your literal wealth. A financial adviser might help you plan your finances to build your savings or pension pot, a wealth manager helps manage your investments to help you meet your financial goals.

Luckily, for our clients, 2020 Financial are both Independent Financial Advisers who can help you build your wealth, serving as Wealth Managers for Romsey clients. They are are qualified to offer long-term investment advice.

Plus we have access to some of the world's best investment brains through our strategic partnerships, so you get all the benefits of working with a large financial institution but with the tailored approach you'll only get from a boutique independent firm.

Building a nest egg is one thing, maintaining that nest egg and investing for income is something else altogether. We are uniquely placed to help clients at both ends of the spectrum.

A wealth manager is an investment specialist who will invest your money with a long-term view to manage and grow your assets. Your wealth manager will also review your investments at regular points to make sure that your money is invested in the best way to achieve your long-term goals.

A wealth manager can also help you make better financial decisions, helping you create a financial plan that works for both your short-term and long term goals.

Financial markets change and what might have been a suitable investment for you once, may not always be so. As wealth managers, we offer regular rebalancing of your investments to take advantage of opportunities and make sure you’re not overexposed to risk.

Your wealth manager can also help you with estate and legacy planning, understanding how to access and pass on your wealth in the most tax-efficient way. 

If you'd like to speak to a wealth manager near you, contact one of our independent Romsey wealth managers and IFAs to schedule a free, no-obligation call