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How can I avoid paying tax on my pension UK?

Let’s face it: no one enjoys paying tax. Fortunately, there are several legitimate ways to avoid paying tax on your pension (without stepping into tax avoidance territory).  Ultimately, these come...
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How Much Do I Need to Retire at 60 in the UK?

Slow, lazy mornings, sun-filled afternoons with your loved ones and an endless bucket list… Sounds pretty sublime, right? And now that you can access your pension from the age of...
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Should I Transfer My Final Salary Pension to a SIPP?

If you’re considering a final salary pension transfer, it’s important to understand the benefits, the risks and everything in between before you make that all-important decision. For the overall majority...
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How much can i drawdown from my pension pot?

So, you’re considering drawing down from your pension pot, but you aren’t sure how much you can (and should!) take? It’s important to understand the rules around pension drawdown as...
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Can I cash in a drawdown pension?

You’re about to turn 55. On your right is a teetering tower of mortgage repayments, debt and “oh but can’t we just run away to the Maldives?”, and on the...
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Why are Final Salary Pension Transfer Values so High?

There is an updated article on pension transfer values here: Why are pension transfer values falling? The last decade has seen huge numbers of people transfer out of their Final...
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What is a good cash-equivalent transfer value?

It’s a question that we are asked time and time again: what is a good cash-equivalent transfer value? The answer isn’t a quick one - in fact, it depends on...
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Final Salary Pension Rules 2021

The last few years have seen some of the biggest changes the pension industry has ever seen. Rules for those with defined contribution pensions have changed almost beyond recognition and...
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How much do i need to retire at 55

Now that you can access your pension from the age of 55, you might be wondering if you can retire early. The Pension Freedom changes may have put early retirement within...
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How to choose a Financial Advisor

An Independent Financial Advisor should be looking after your money for both the short and long-term. It's a relationship that could span decades, so you want to be sure you're...
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14 reasons why you need a financial advisor

Research shows an increasing number of Brits are forgoing professional financial advice, preferring to turn to friends and family instead. Some cite the cost of financial advice, as a reason,...
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Can I Retire at 55 with £250k? + How Long it Will Last

It’s the dream. Early retirement. A stack of cash in the bank. An exciting and colourful bucket list of a million different treats to enjoy. But in reality, how much...
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