Pensions

Can I cash in a drawdown pension?

You’re about to turn 55. On your right is a teetering tower of mortgage repayments, debt and “oh but can’t we just run away to the Maldives?”, and on the...

How to choose a Financial Advisor

An Independent Financial Advisor should be looking after your money for both the short and long-term. It's a relationship that could span decades, so you want to be sure you're...

Can I take my private pension and still work?

One of the questions we’re asked most often when we’re helping customers with their retirement planning is Can I take my private pension and still work? The good news is you...

How Much Should I Invest in My Pension? (+ At What Age)

You’re young. You’ve finally started earning money. You want to spend it while exploring the world. A pension couldn’t be further out of your mind. Or, perhaps you’re worried you...

Pension Drawdown Before Retirement

If you’re considering pension drawdown before retirement you’re not alone. Figures from the Financial Conduct Authority showed a 10% rise in people choosing to access their pension early since between 2017/8 and...

Do I Need a Financial Advisor for My Pension?

The increased choice and flexibility for accessing your pension in the UK has brought with it added responsibility and risk. Many people are now also questioning whether they need a...

Money Purchase Annual Allowance – a complete guide

With the introduction of the pension freedoms in 2015, you can now access tax-free cash from your pension at 55. You can also start to flexibly access your pension with...

What is a Pension Sharing Order?

If you’re getting divorced it is likely you’ll be deciding how to split your shared assets. In the UK pensions are usually your most valuable asset (yes, normally worth even...

Can I take my pension at 55 and still work?

One of the questions we’re asked most often when we’re helping customers with their retirement planning is Can I take my pension at 55 and still work? Under current rules, It...

Pension Lump Sum – A complete guide

If you’re planning your retirement, you might have heard of the pension freedoms that allow you to access a tax-free lump sum from your pension at 55. But did you...

5 Of The Best Pension Lump Sum Tax Calculators

If you’re planning on taking a lump sum from your pension, it is important to understand the tax implications of doing so, especially if you’re accessing your pension at 55...

How to protect your pension in a divorce

With over 70% of UK divorce cases not even discussing pensions, it might seem like something you don’t need to worry about, but by law, pensions are classed as a...

What to do with multiple Pension Pots?

The average Brit will have 11 different jobs throughout their working life building up a series of smaller pension pots that often get left behind as we move from one...

How Much of My Husband’s Pension am I Entitled to When We Divorce?

In 71% of UK divorces Pensions are not discussed, in fact as it stands, unless you go to court there’s no automatic right to even know how much your spouse...